The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses. Remember that Admiral Shares have a $3,000 minimum investment, so if you want to invest less than that in a particular index fund, purchase the equivalent exchange-traded fund (ETF) instead, which has no minimum investment. Re: VTSAX vs VTI for 100K investment « Reply #3 on: September 26, 2018, 06:09:11 AM » Someone may apply the generalization that mutual funds are less tax efficient due to the way they distribute capital gains. Learn about VTSAX with our data and independent analysis including NAV, star rating, asset allocation, capital gains, and dividends. I also have a good chunk in my 401k, Roth IRA, and taxed accounts. It’s dividend yield, based on the trailing 12 months as of January, 2021, is 1.41% with 96.6% of those being qualified dividends, making it a very tax-efficient fund to own in a taxable brokerage account. I bought $0.41 of VTSAX before. Since you've funded it, it would be best to set up an automatic investment at whatever level you feel comfortable. VTSAX used to have a minimum initial investment of $10,000, but this changed to $3,000 in 2018. $3,000 Minimum Investment VTSAX used to have a minimum initial investment of $10,000, but this changed to $3,000 in 2018. Looking to hold long term. VTSAX minimum initial investment amount is $10.00K. you can tell because it is five letters that ends in 'X'. My plan is to get it to 30K and then get the international fund and bond fund equivalent, exchange some of the VTSAX for the aforementioned funds, and … My initial goal: Allocate a portion in BND, in case of market downturn I would use it to buy more VTSAX and rebalance. I want to buy into a fund that follows the SP500 but wasn’t sure what to pick. They won't let you purchase <$2 worth of VTSAX, but above that you should be able to. You can now purchase more VTSAX in that specific account at almost any dollar amount. The VTSAX mutual fund has a minimum investment of $3,000. It is actually further than that, but on your statements you generally will see to the nearest .001 of a share what you own. VTI is an ETF which means the minimum investment is only the cost of one share which is approximately $148 (plus transaction costs if applicable). Both the Vanguard Total Stock Market Index and … Any amount is fine. I have a Roth IRA, maxed for 2020 and 2021, with a 60/40 allocation of VTSAX and VTIAX. Edit: to put*, sorry for the title error and thanks for the responses! Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. 8. See Vanguard Total Stock Market (VTSAX) mutual fund ratings from all the top fund analysts in one place. Find the latest Vanguard Total Stock Market Ind (VTSAX) stock quote, history, news and other vital information to help you with your stock trading and investing. Annual Fees for Top 10 Investment HSAs 15. Minimum Investments. VTSAX tracks the CRSP US Total Market Index , which aims to replicate the entire U.S. total stock market, including large-cap, mid-cap, small-cap, and micro-cap stocks. VTSAX is a mutual fund, not an ETF (you can tell because it is five letters that ends in 'X'), so you don't have to buy whole shares. It used to be 5k minimum, they lowered it to 3k. Stock prices fluctuate but can be as low as $150. Press question mark to learn the rest of the keyboard This is why automatic investing is so much easier (or possible at all) with mutual funds. Press question mark to learn the rest of the keyboard shortcuts. I have a considerable amount of money ( > $100k ) in Vanguard, ready to be invested. Vanguard Total Stock Market Index Admiral Shares have an expense ratio of 0.05% and a minimum initial investment of $10,000.